In most cases with residential mortgages, absolutely nothing!  Sentry Mortgages is paid directly by the lender once your transaction is completed.  This applies equally to purchases, refinances and switches from other institutions.

Absolutely! Helping you decide on your best mortgage solution when your current mortgage is renewing is a key part of our business. We will sit down and review the offer you have from your current lender as well as other options that we will provide for your review and consideration. Again, there is no cost or obligation to you for this service!!

It could be! If you are locked into a relatively higher mortgage rate than current rates, it may be worth investigating refinancing options. In some cases paying a penalty to get out of your existing mortgage term may end up saving you thousands in the long run if a better solution is available. We can help evaluate your best mortgage options. 

We explain mortgage terms and language for you. An important part of our service is to better educate you, our customer. We will review the entire mortgage solution with you and explain everything fully. For a reference of mortgage related terms, visit our Definitions page.